Comparison table · ERP Payment Integration
ERP Connector Compatibility for Level 3 Data
Published September 30, 2026 · Last reviewed · B2B Pay Hub editorial team · Reviewed by a B2B Pay Hub payments specialist
Which ERP and accounting systems can transmit full Level 3 data to the card networks, what each one needs to do it, and the questions to ask before assuming yours can.
The question this answers
Level 3 interchange qualification requires line-item invoice data to travel with the card authorization. Every major ERP holds that data; the question is whether a payment connector exists that reads it and transmits it. Where a connector exists, qualification is largely a configuration exercise. Where one does not, the realistic options are a gateway with manual enhanced-data entry or a custom API integration.
What to confirm before assuming you are covered
- That a connector exists for your exact version, not just the product family.
- That it transmits Level 3 and not only Level 2 — this distinction is frequently blurred in vendor marketing.
- That freight and duty fields are populated, not just line items.
- That it writes settlement back to the ledger, or you have solved reconciliation and not just acceptance.
- What happens to qualification when someone raises a manual invoice outside the normal flow.
Common ERP and accounting systems in B2B
| System | Typical user | Level 3 route |
|---|---|---|
| NetSuite | Mid-market distributors and manufacturers | Established connectors; confirm Level 3 rather than Level 2 only |
| Sage (100, 300, Intacct) | Manufacturers and distributors | Connector availability varies by product and version |
| QuickBooks (Desktop and Online) | Smaller distributors and suppliers | Connectors exist; capability differs between Desktop and Online |
| Acumatica | Mid-market distribution and manufacturing | Connector route; confirm freight and duty field population |
| Epicor | Discrete manufacturing | Connector or custom integration depending on module set |
| SAP Business One | Mid-market manufacturing | Connector or custom integration |
| Spreadsheet or manual invoicing | Smaller operations | No automated route; gateway with manual enhanced-data entry |
Compatibility changes with versions and vendor roadmaps. Confirm against your exact version before relying on any row here.
Educational reference material, not legal, tax or compliance advice. Rules, banking availability and provider policies change; check the linked primary source and the last-reviewed date before relying on anything here.